Skip Navigation Links. Buy-to-let regulations

What to do after finding a landlord mortgage?

Being a buy-to-let investor involves a lot more work than simply finding a suitable property and taking out a landlord mortgage.

These two steps mark the beginning of the process of becoming a lawful and respectable landlord, and the best way to find competitive quotes for your buy-to-let loan is to search online at Landlord Centre.

Our buy-to-let mortgage finder allows you to take a look at the top loans available that will meet your criteria, such as the deposit you have available and the amount you want to pay back each month.

You can also call upon us for our market expertise, as we have more than 20 years' experience in the landlord mortgage field, so if you need any help, we can offer assistance.

After you have chosen the best buy-to-let mortgage for you, make sure you take a thorough look at what regulations you have to follow in order to be a good landlord.

Buy-to-let regulations - the facts

There are many things to consider when taking out a landlord mortgage, the most important being what regulations you legally have to adhere to in order to rent out your property.

One of the first things you need to do is check whether you will require a Houses in Multiple Occupation Licence - a certificate that is obligatory if your property is being let out to a number of renters who share communal areas, such as the kitchen and bathroom.

You will also be required to have an Energy Performance Certificate (EPC) for the property, which allows tenants to see results from heating, water, insulation, construction and energy efficiency tests. At Landlord Centre, we have partnered with ehips to offer landlords an EPC service, enabling you to ascertain the energy performance of the property.

To ensure the health and safety of your tenants, you need to get your hands on a Gas Safety Certificate. By making sure your boiler, electricity and furniture are checked and meet regulations, you will be confident that your renters will be safe in the home.

Gas appliances need to checked every year and a record of these assessments must be retained and shown to your tenants. With electrical equipment you supply in the property - such as kettles and toasters - you should arrange Portable Appliance Testing to make sure they are safe to operate.

Installing smoke detectors is also important, as is fitting fire doors, a fire extinguisher and a fire blanket.

To make the home fit for habitation, you should set-aside money you have leftover after paying your landlord mortgage to make sure the home is well-maintained.

When you have found a tenant to move into the property, you will have to put their down payment into the government-approved tenancy deposit scheme. This will protect the renter's money in the future, while it also offers you protection from disputes that may arise over the deposit.

Taking out the correct buildings insurance is also important, so you can be sure your property is protected in case something should happen, such as a fire. We offer landlords a range of insurance products so you can feel confident you will be covered in an emergency.

Let Landlord Centre help you to become a successful landlord

Once you are aware of all the regulations you will need to adhere to and have the best landlord mortgage you can find, you will be ready to rent out your property.

Indeed, using our landlord mortgage calculator could be the first step on your road to becoming a successful buy-to-let investor.

As well as offering an online search tool for landlord mortgages, we also provide information regarding EPCs, conveyancing, insurance and lease extensions, making us a one-stop-shop for all your buy-to-let needs.

If you want to take out a landlord mortgage and become a successful buy-to-let investor, request a call back form from our website or phone us on 0292 069 1010.