Buy-to-let investment

If you're looking for a way to build an investment property portfolio, a buy-to-let mortgage - also known as a landlord mortgage - might be the perfect solution.

These arrangements are only available for residential lettings in the private sector and in most cases they are specifically for properties that won't be occupied by the owner, but are rented out to tenants.

Landlord Centre is an experienced buy-to-let mortgage specialist, offering some of the most affordable product options available in the marketplace.

We are completely independent and not tied to any one lender, so you have a wide range of mortgages to choose from - and since we don't charge a broker fee, you could save a significant amount of money.

To find out more, why not get a free and instant personalised buy-to-let mortgage quote today? You can compare mortgages online to find the right one for your situation and complete an application. Alternatively, you can telephone, email or chat online for assistance from one of our mortgage specialists.

The benefits of buy-to-let

Since so many first-time buyers are currently struggling to get a foot on the property ladder - especially in places like London - tenant demand is high, so landlords are often able to get high rental yields. So, this could be an excellent time to invest in buy-to-let property.

In addition, despite recent instability in the financial and housing markets, property prices are expected to rise in the long term, so when you choose this option, you could be making a good investment for the future.

Most landlords choose buy-to-let as a medium to long-term investment. They are looking to benefit from the capital appreciation of their rental properties, as these can be viable alternatives, or supplements, to pensions and other financial vehicles for retirement.

Selecting a mortgage

When choosing a lender, it's vital that you take time to compare buy-to-let mortgage rates carefully and consider the different terms and conditions of the agreement.

There are many things that you'll want to bear in mind. For example, the overall cost of the mortgage (APR), whether it's a variable or fixed-rate mortgage, the maximum loan-to-value (LTV) that's available, the redemption period and any early repayment charges.

You should also think about details such as the lender's criteria and fees, possible changes to the Bank of England base rate, the reversion rate and the monthly payment rate.

Some lenders may also provide free extras, such as valuations and payment of legal fees, helping you to save even more money.

Obtain a mortgage from Landlord Centre

As a specialist buy-to-let mortgage broker with more than 20 years of experience, Landlord Centre is the perfect choice for residential rental property investors looking to compare the current mortgage rates that are available.

You can use our free online mortgage finder to obtain an instant quote and find products that fit your expected monthly rental income.

Our telephone support team is on hand to discuss your situation and to help you find a mortgage product that matches your own specific requirements. Whether you're new to the investment property market or already have a broad portfolio, Landlord Centre could be the ideal place to find your next mortgage.

And be sure to keep up-to-date with the latest buy-to-let news. This can help you to make informed decisions, such as when and where to purchase your next property.